I've Done It Again
I am idiot. I really am. Remember when I made that post about maintaining a budget? yeah, well, I am in deep shit. Well, actually not deep shit, but deep enough shit for me. My credit card bill-atrocious. Paying in full for my credit card bill this summer? NOT even going to happen (that was the plan). Even if I do get that job at the Respite again, it is just not possible....I guarantee that at the end, I will have spent most like, almost 1700-1800 (that is almost 2,000 bucks :o .Well the minimum payment is 20 bucks a month. Not bad. Perhaps I 'll get ma to help me bail myself out of this mess studying abroad has created. (so shameful, I just turned 21, I am an 'adult" and look what is happening to me! I am supposed to be a responsible adult.) As much as I HATE going back to that job, I really need it. 10 dollars and hour, is sweet. And maybe I won't pay the card of all this summer, but I want to get it down by half at least by the time I leave for school in September. And perhaps my mother will pitty me, and give me the 20 bucks a month to meet the minimum while I hustle and bustle through grad prep, courses and the like.I am so depressed. I am going to really cry. I am. How could this have happened to me? I hate that this will be looming over my head for a while. I wish I had all the money to just pay it off right now. But, I suppose, as Tracy said yesterday, "everyone is in the same boat as you" She said she evern knew people who maxed out thier credit cards. So, if I can just stay on track...and not miss a payment, that will be great. And my cousin was just like" What can you do about it? Nothing. This is entry into the real world with everyone else" Luckily when she saw the bill at home, she paid the minimum out of her own pocket. Thank god for family members. That was nice, she didn't have to do that, but she wanted to start me off on a good foot with the payments.
:Sighs:
Now I have to find a place to work at a school so that I have the min and don't feel like a loser for asking my mom to pay. Also, I am getting a cell again from the states, so that is another 30-40 a month. I am shopping around for a good plan this time. No bullshitting....being as now I am officially broke, will I have to use my credit card for it?
:Sobs:
Was all this even worth it?
I don't think I will know the answer until I return home, go back to the atrocitiy that is my school, and the montonous way of life. Then I'll say "yeah, so I owe lots of money, but England Italy, and Paris sure beat this shit...."
Well, if God was meaning to teach me lesson about managing money properly, he really got through to me this time. I appreciate it. He hit it right on the nose this time...waited until I was 21 and involved with the credit card to imprint the message upon me. Good going God. I appreciate it. No, I really do. I am never doing this shit again.
I may have to entertain getting a second job. But, the job at the respite is 8-4 EXAUGHTSING, and who would hire me from 4-10 or whenever. And when would I have time to breathe? Eat? Or anything...like taking driving lessons and what not.
God, I've done it again.
posted by The Eternal Student @ 1:37 PM
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